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This is definitely a new phenomena, but not necessarily a good one. Because the moment we're dealing with the internet as well as the rise of electronic orders, it's easy to get yourself a bad standing, even though technology has brought all of us some really unquie benefits in the past few years. It's easy to get people to feel eligible about points they can carry out online as it makes them much simpler to use. And at the same time, people can use that as a way to defraud other people. For this reason it's important to stay on top of the technical developments which can be taking place around the globe.